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Terms & Conditions

Terms & Conditions

These Terms & Conditions govern your access to and use of University.org.in. They set out the informational nature of our content, the ownership of our materials and the limits of our liability, so please read them carefully before using the website.

In these terms, "we", "us" and "our" refer to University.org.in, and "you" refers to any person who accesses the site.

Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms & Conditions and by our Privacy Policy. If you do not agree, you must not use the site.

  • Age Requirement: You confirm that you are at least 18 years of age.
  • Lawful Use: You agree to use the site only for lawful, personal and educational purposes.
  • Revisions: We may revise these terms at any time, and continued use after changes are posted constitutes acceptance of the revised terms.

Nature of Content: No Financial Advice

All content on University.org.in, including articles, formulas, tables and worked examples, is provided for general informational and educational purposes only. It does not constitute financial, investment, legal or tax advice and must not be relied upon as such.

  • No Advice: Our content is not tailored to your circumstances, so consult a qualified professional, such as a chartered accountant or lawyer, before making financial decisions.
  • Hypothetical Examples: All numerical examples are illustrative and do not represent real odds, real outcomes or expected results.
  • No Facilitation: We do not offer, operate or facilitate any gaming service, accept bets or process payments, and we do not link to or recommend any operator.
  • No Promises: Nothing on this site promises or implies any financial gain.

The Promotion and Regulation of Online Gaming Act, 2025, passed by Parliament in August 2025, prohibits offering, operating, advertising and facilitating online money games and bars banks and payment systems from processing payments for them. You are solely responsible for your own legal compliance, so please check the law that applies to you.

Intellectual Property Rights

Unless otherwise stated, all content on this website, including text, tables, formulas, graphics, layout and the University.org.in name, belongs to University.org.in and is protected by applicable intellectual property laws.

  • Permitted Use: You may view, download and print pages for personal, non-commercial reference.
  • Quotation: Brief extracts may be quoted with clear attribution and a link to the original page.
  • Prohibited Use: You may not reproduce, republish, sell or adapt our content for commercial purposes without prior written permission.

Requests for permission should be sent to [email protected].

Limitation of Liability

We take care to keep our content accurate and current, but laws, tax rules and other information may change, and errors may occur. The website is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.

To the fullest extent permitted by law, University.org.in shall not be liable for any direct, indirect, incidental or consequential loss arising from your use of, or reliance on, this website, including any financial loss resulting from decisions you make. Any links to third-party resources are provided for convenience only, and we are not responsible for their content.

Governing Law and Jurisdiction

These terms are governed by the laws of India. Any dispute arising from or relating to these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of New Delhi.